Real estate appraisal services for homeowners in the city of Duxbury and Plymouth County
The top seven reasons why Massachusetts homeowners use Edgewater Appraisal Services:
- To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
- Challenge a property tax assessment
To reduce their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a divorce in the state of Massachusetts, when real estate property needs to be divided
Determine the true market value of the real estate in question to settle an estate in Plymouth county or Massachusetts
We at Edgewater Appraisal Services understand the unique needs of a consumer after appraisal services.
While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner
It's very hard to be objective about your home because of your emotional attachment to it.
Professional appraisers, like the ones at Edgewater Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer.
The appraisal is something tangible to show your buyer.
An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth.
Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenging property tax assessments
Let's say you live in a region that's going down -- your local tax assessor may have your house overvalued.
This only means you're probably paying higher taxes than you should be paying.
The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period.
An expert appraisal from Edgewater Appraisal Services is your perfect weapon when challenging your property tax assessment.
Need to cancel PMI?
A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan.
Edgewater Appraisal Services is qualified in helping people just like you remove unneeded and unwanted PMI insurance.
HELOC recently frozen?
Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value.
This can be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint.
Edgewater Appraisal Services can provide you with an expert appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal?
In a field review we will go out and check the subject and comps in question.
If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have in your possession.
While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.