Why would you need an appraisal from Edgewater Appraisal Services?

To many, an appraisal is simply another fee on the settlement sheet for a home sale or refinance. Even though there are a growing number of automated home valuation methods that may appear more cost-effective than an appraisal, most lenders still want a local expert because the stakes are incredibly high. You might believe that getting a mortgage is the only reason to get an appraisal, but there are other instances when the services of a certified, independent real estate professional could be beneficial.


	For real estate appraisals in Duxbury and Plymouth County, it's easiest when your order online from Edgewater Appraisal Services, just click here.

Dispute your tax assessment in Plymouth County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your home, so if prices have gone down in your area, you can appeal your assessment and save money. An appraisal from Edgewater Appraisal Services is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment.

Removing PMI will lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, many lenders ask home owners to take out an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the added payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Edgewater Appraisal Services can produce a statement regarding the value of your home. The price you paid for the home valuation can often be offset in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Edgewater Appraisal Services will help you settle a divorce with less stress

A divorce is often complicated by the troublesome decision of who maintains the home, and it can be a particularly traumatic occurrence for both parties. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from Edgewater Appraisal Services, regardless of the situation.

The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these issues. And since a home or other property often makes up an uneven share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let Edgewater Appraisal Services help you with relocating to or from Plymouth County

Employee relocation can be a real pain, and we understand. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, as well as information regarding any new sales or listings in their area that they want considered during our thorough process.

Let Edgewater Appraisal Services help you sell your home quickly at the right price

A professional appraisal will help you make a more informed decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.